Даю много пиров. Пожалуйста.Помогите ответить на вопросы к этому тексту.Companies and

Даю много балов. Пожалуйста.
Помогите ответить на вопросы к этому тексту.
Companies and individuals often borrow money, and it is important to find a favorable interest rate. Rates are variable, and can rise or fall depending on the market. Many investors, (people who use their money to earn more money), choose foreign or offshore bank accounts because they are tax-free. Anyone can buy shares in a public company and become a shareholder. All public companies in the UK are obliged by law to publish their financial results at the end of the tax year. They do this in their annual report to shareholders. Annual reports include profit and loss accounts which show turnover, or the total sum of money, which is coming into the company.

Вот вопросы:
1. What do companies borrow?
2. What does the term investor mean?
3. Why do investors choose foreign banks accounts?
4. What are all public companies in the UK obliged to do?
5. What do annual reports include?