"Yes, actually. My mother was very unhealthy when she was a

"Yes, actually. My mother was very unhealthy when she was a child, and she had problems with her health all her life."
"And was your father healthy?" the manager asked.
"Not really, he had heart problems."
"I'm sorry to hear that," the manager said quietly. "How old were they when they died?"
"Oh, they were still very young. My mother was thirty-five and my father was forty."
The manager sighed. "I'm sorry, sir," he said, "but I can't give you any life insurance."
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